Guides
Clear guides to over 50s life insurance, to help you compare your options.
Over 50 Life Insurance With No Medical Questions: How Does It Work?
Over 50 life insurance with no medical questions is designed to provide life cover without assessing your health before accepting you.
10 min read Read guideAll guides
Over 50 Life Insurance With a Free Gift: What Should You Look For?
Some over 50 life insurance policies are advertised with a free gift for new customers. The gift might be a shopping voucher, gift card, cash reward or another promotional item.
9 min readHow Much Does Over 50 Life Insurance Cost?
Over 50 life insurance can start from around £5 a month, but there is no standard price that applies to everyone.
11 min readJoint Life Insurance for Over 50s Can Couples Get Covered Together?
Couples over 50 can sometimes take out joint life insurance, but it depends on the type of cover they want.
11 min readDoes Over 50 Life Insurance Start Immediately?
Over 50 life insurance can start as soon as your policy begins, but that does not always mean the full life insurance payout is available immediately.
10 min readTerm Life Insurance for Over 50s How Does It Compare?
Term life insurance can still be available to people over 50 and, for many applicants, it can provide much more cover than a traditional over 50s guaranteed acceptance policy.
12 min readLife Insurance vs Life Assurance for Over 50s What Is the Difference?
Life insurance and life assurance are often used as if they mean the same thing, but there is a traditional difference between them.
10 min readHow Much Over 50 Life Insurance Do I Need?
The right amount of over 50 life insurance is the amount needed to achieve a specific purpose after you die without committing you to a monthly premium you cannot comfortably maintain.
12 min readCan You Get £100,000 of Life Insurance Over 50?
Yes, it is possible to get £100,000 of life insurance after age 50. However, you are unlikely to get £100,000 through a typical guaranteed acceptance over 50s life insurance plan.
3 min readLife Insurance for Smokers Over 50 What Are Your Options?
Yes, you can get life insurance if you are over 50 and smoke. Smoking does not automatically prevent you from getting cover.
8 min readFuneral Insurance for Over 50s How Does It Work?
Funeral insurance for over 50s is usually a life insurance policy designed to leave a cash sum that can be used towards funeral costs after you die.
7 min readCan You Get Life Insurance Between 50 and 80? Age Limits Explained
Yes. Life insurance is available throughout your 50s, 60s and 70s, and some over 50 life insurance policies still accept new customers at age 80.
8 min readWhat Is Fixed Life Cover for Over 50s?
Fixed life cover for over 50s usually describes a whole of life insurance policy where both your monthly premium and the cash sum paid when you die are fixed.
3 min readMartin Lewis on Over 50s Life Insurance: What Does MoneySavingExpert Say?
MoneySavingExpert warns that over 50s life insurance can cost more than it pays out. What Martin Lewis's guide says, and the sums to do before you buy.
5 min readTesco Over 50 Life Insurance What Options Are Available?
Tesco currently offers life insurance that can be taken out by people over 50, but it does not offer a dedicated guaranteed acceptance Over 50 Life Insurance plan in the same form as many specialist over 50s policies.
3 min readRoyal London Life Insurance for Over 50s What Options Are Available?
Royal London offers several types of life insurance that people over 50 can apply for through a financial adviser, but it no longer sells Over 50 Life Insurance to new customers.
3 min readShepherds Friendly Over 50s Life Insurance How It Works
Shepherds Friendly currently offers Over 50s Life Insurance for UK residents aged 50 to 80.
3 min read