Regulatory Information

About 50Life

50Life is a trading style of PJG Financial Limited.

PJG Financial Limited is registered in Scotland under company number SC535782.

Registered office:

Financial Conduct Authority

PJG Financial Limited is authorised and regulated by the Financial Conduct Authority under firm reference number 919697.

Consumers can check firm information and permissions using the Financial Services Register on the FCA website.

FCA authorisation should not be interpreted as the FCA approving or endorsing 50Life, an insurer or a particular insurance product.

Information Commissioner's Office

PJG Financial Limited is registered with the Information Commissioner's Office under registration number ZB537016.

Further information about how we handle personal information is available in our Privacy Policy.

What 50Life does

50Life provides information about life insurance for people over 50 and helps customers connect with qualified protection advisers.

50Life does not underwrite insurance.

50Life does not make insurer underwriting decisions.

50Life does not guarantee acceptance, cover or a particular premium.

50Life does not provide personalised life insurance recommendations.

Where regulated personal advice is provided, it is provided by the qualified adviser firm involved in your enquiry.

Adviser firms

The adviser firm you are introduced to will explain its own regulatory status and the basis of its service.

You can check authorised financial firms using the FCA Financial Services Register.

Market coverage

50Life does not claim to compare every life insurance product or insurer in the UK.

Advisers we work with may compare products from selected panels of insurers.

The scope of the comparison should be explained to you before advice or a recommendation is provided.

Financial Ombudsman Service

Eligible complaints concerning regulated financial services may be referred to the Financial Ombudsman Service after the firm's complaints process has been followed.

Whether the Ombudsman can consider a complaint depends on the activity and circumstances involved.

See our Complaints Procedure for more information.

Financial Services Compensation Scheme

Certain regulated financial products or services may be protected by the Financial Services Compensation Scheme if an authorised firm is unable to meet its obligations.

Eligibility depends on the type of product, the firm involved and the circumstances.

Further information is available from the Financial Services Compensation Scheme.